Principal Dental Insurance (offered by Principal Financial Group) is a PPO dental plan that covers preventive, restorative, and orthodontic care. It’s ideal for working adults, families with employer-sponsored benefits, and anyone who wants the freedom to choose their own dentist. At Channel Islands Family Dental in Thousand Oaks, we proudly accept Principal PPO dental insurance — so you can get the quality care you deserve without the financial stress.
Call us at (805) 410-5151 or book your appointment online today.
Have you been searching for a trustworthy dentist that accepts Principal Dental Insurance near the Thousand Oaks communities?
If so, make Channel Islands Family Dental your first-choice family dental office that accepts Principal Dental patients.
Now, you can take care of your teeth with confidence with help from affordable dental insurance.
PPO is short for Preferred Provider Organization and allows patients to choose any physician they wish, either inside or outside of their network.
HMO stands for Health Maintenance Organization, and the coverage restricts patients to a particular group of physicians called a network.
HMO and PPO plans for dental care—called DHMO and DPPO—work just the same way as regular HMOs and PPOs. A DHMO will require a primary care dentist and usually comes with lower out-of-pocket expenses and typically no coverage outside of the network.
If you have Principal Dental Insurance, you may be wondering: what treatments are actually covered, and how does it work at my dental office? Here’s a simple breakdown.
Most Principal PPO dental plans divide coverage into three main categories:
Many Principal plans also include partial coverage for orthodontics, especially for children and teenagers.
Important: Your exact coverage depends on the specific plan you carry through your employer or individual policy, not all plans have the same coverage, so ask about yours.. At Channel Islands Family Dental, we’ll verify your benefits for free before your appointment — no surprises.
Going to a dentist outside your PPO network can mean paying considerably more than necessary. When you choose an in-network provider like Channel Islands Family Dental, serving Thousand Oaks and Newbury Park, you benefit from:
Our team is bilingual (English and Spanish), so every patient feels comfortable and fully informed throughout their visit.
The process couldn’t be easier:
You don’t have to deal with the paperwork. Our front office team handles all communication with your insurance provider so you can focus on your health.
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Cosmetic Dentistry
Restorative Dentistry
Oral Surgeries
Cosmetic Dentistry
Preventive Dentistry
Pediatric Dentistry
Cosmetic Dentistry
Payment plans as low as 99/month (*on approved credit)
Yes. Channel Islands Family Dental accepts Principal PPO dental insurance at our Newbury Park / Thousand Oaks location. Our team can verify your specific benefits at no cost before your appointment, so you know exactly what’s covered.
A Principal HMO dental plan (DHMO) requires you to select a primary care dentist within a specific network and typically does not provide coverage outside that network. A Principal PPO dental plan (DPPO) gives you the freedom to visit any dentist — in or out of network — though your costs are lower when you use an in-network provider like Channel Islands Family Dental. We only accept PPO plans from Principal.
Principal Dental Insurance covers a broad range of treatments. Preventive services like cleanings and exams are typically covered at 100%. Basic services like fillings and extractions are usually covered at 70–80%. Major services such as crowns, root canals, and dentures are often covered at around 50%. Some plans also include orthodontic benefits. Coverage percentages vary by individual plan.
No. With a Principal PPO dental plan, you can visit any in-network dentist directly without a referral or prior authorization. Simply call our office to schedule your appointment and we’ll take care of the rest.
Yes. Most Principal PPO plans include coverage for pediatric dental care, including cleanings, sealants, X-rays, and in many cases, orthodontic treatment. At Channel Islands Family Dental, we welcome patients of all ages — from young children to seniors — all in one convenient location.
If your Principal Dental Insurance doesn’t cover 100% of your needed treatment, we offer flexible financing options starting at just $99/month (on approved credit) through our trusted financing partners. We also accept multiple payment methods to make sure your dental health never has to wait.
Simply call our office at (805) 410-5151 and our friendly team will review your insurance plan at no charge. You can also book an appointment online and indicate that you have Principal dental coverage — we’ll handle the verification before your visit.
Yes! At Channel Islands Family Dental, our entire team is fully bilingual in English and Spanish. You and your family can receive complete dental care — from the initial consultation through treatment — in whichever language makes you most comfortable. And yes, we proudly accept Principal PPO dental insurance.
Don’t put off the dental care you’ve been paying for with your insurance benefits. At Channel Islands Family Dental in Thousand Oaks, our welcoming team is here to make your visit smooth, comfortable, and as affordable as possible using the Principal coverage you already have. We’ll handle the insurance details — you just focus on your smile.
